Foreign Professionals Program | Hayward Nissan

Foreign Professionals Program U.S. Market

New to the United States and working on a professional visa? We can help you with a new Nissan (finance or lease) or a used vehicle (finance)—even if you have limited or no U.S. credit history. All offers are subject to credit approval and program rules.

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Who Qualifies?

  • Professionals employed in the U.S. on eligible work visas (commonly H-1B “Specialty Occupation” or L-1 intracompany transfer). Other employment visas may qualify.
  • Limited or no U.S. credit history is OK; applicants should have no derogatory credit on record.
  • Verifiable annual income meeting program guidelines (typically at least $75,000 per year) and proof of U.S. residence/phone number.
  • Financing terms may be aligned to your visa/I-94 length of stay; standard credit approval applies.

Eligibility and terms vary by applicant and are subject to change.

What to Bring (Documents)

  • Passport and U.S. work visa (with photo redacted on copies), plus most recent I-94 showing length of stay.
  • Valid Social Security Number (card or SSA letter).
  • Letter of employment that includes the applicant’s job title, start date, and anticipated length of employment in the U.S., and a Human Resources contact (name & HR contact number / direct phone).
  • Recent pay stubs or offer letter confirming compensation.
  • Proof of U.S. residence (lease or utility bill) and an active U.S. phone number.
  • Two verifiable U.S. references (personal or professional).
  • Driver license & insurance to take delivery (state requirements apply).

Bring originals or official digital copies. If unsure, bring the document—we’ll review together.

Program Basics

Eligible vehicle typesNew vehicles: Finance or lease.
Used vehicles: Finance.
Credit profileDesigned for applicants with limited/no U.S. credit history and no derogatory credit.
Typical max termsRetail financing up to 60 months; leases up to 39 months (subject to approval).
Income & employmentMinimum verifiable annual income guideline of $75,000 and an employment letter with role, start date, expected assignment length, and HR contact details.
ResidencyProof of U.S. address and phone; terms may align to documented length of stay (I-94/visa).

All financing is subject to credit approval. Terms and availability can change without notice.

For Canadian & Mexican Professionals (USMCA TN)

Citizens of Canada and Mexico may qualify under the USMCA TN professional category. Documentation differs:

  • Canadian citizens: Typically admitted without a visa; provide passport and TN classification evidence (e.g., I-94 with TN status) plus proof of citizenship.
  • Mexican citizens: TN classification requires a visa with TN status.

Your consultant will confirm exact documents for your case.

How It Works

  1. Pick your vehicle — new (finance or lease) or used (finance) — from our inventory.
  2. Meet your consultant and mention the Foreign Professionals Program.
  3. Submit documents and complete a credit application (through NMAC or a participating lender).
  4. Review terms and drive home. Terms may depend on income, visa dates, and credit profile.

Residency restrictions may apply.

FAQs

Can I get this on a used vehicle?
Yes. Used vehicles are typically eligible for finance. Leases are generally for new vehicles.

Do I need U.S. credit?
No prior U.S. credit history is typically OK, but any existing credit should be in good standing.

Can I lease, or only finance?
New vehicles: finance or lease. Used vehicles: finance.

Which visas qualify?
Commonly H-1B and L-1; USMCA TN for Canadian/Mexican professionals may qualify with different documentation.

Is there a minimum income?
Programs generally require verifiable income that supports the payment; current guideline is around $75,000 annually.

Small Print

Programs and eligibility are subject to change without notice and to credit approval by the lender. Proof of identity/lawful presence, employment, and residency are required. Financing terms may be limited by visa/I-94 validity. Not all applicants will qualify. See dealer for details.

Last updated: August, 2025.

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